Over the past few months, we’ve seen a wave of data breaches affecting millions of people, from health care giants to government contractors and more. This latest incident is yet another in a long line of alarming breaches. Change Healthcare experienced a major data breach in February this year, causing widespread disruption across the U.S. health care sector. At the time, the company did not specify how many people were affected by the breach but hinted that it might impact well more than one-third of the U.S. population, marking one of the largest known digital thefts of medical records to date.

The owner of Change Healthcare, UnitedHealth Group (UHG), has now confirmed for the first time that more than 100 million people had their personal information and health care data stolen in what was a ransomware attack.

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Illustration of hacker at work (Kurt “CyberGuy” Knutsson)

Timeline of the Change Healthcare cyberattack

The Change Healthcare cyberattack happened in February, with news going public on Feb. 21. To contain the breach, the company took its systems offline, which led to immediate disruptions across the U.S. health care sector that relies on Change’s services for claims processing, payments and data sharing. UHG CEO Andrew Witty told Congress in May that “maybe a third” of Americans’ health data was exposed in the attack.

A month later, Change Healthcare sent out a data breach notice confirming that the February ransomware attack exposed a “substantial quantity of data” affecting many Americans. UnitedHealth Group started notifying impacted individuals in late July, with notifications continuing through October, and the final tally of those affected was released this month.

The U.S. Department of Health and Human Services Office for Civil Rights (OCR) data breach portal updated the total number of impacted people to 100 million: “On October 22, 2024, Change Healthcare notified OCR that approximately 100 million individual notices have been sent regarding this breach,” reads an updated FAQ on the OCR website.

Man surfing on his cellphone (Kurt “CyberGuy” Knutsson)

THE HIDDEN COSTS OF FREE APPS: YOUR PERSONAL INFORMATION

What data got stolen?

There’s roughly a 30% chance your personal data was compromised in this breach. Change Healthcare is one of the largest handlers of health, medical data and patient records, and in 2022 it merged with U.S. health care provider Optum as part of a deal with UHG, bringing the two giants together under UHG’s umbrella.

This merger gave Optum – already managing physician groups and providing tech and data to insurers and health care services – broader access to the patient records handled by Change. Overall, UHG offers benefit plans to more than 53 million customers in the U.S. and another 5 million globally, while Optum serves about 103 million U.S. customers.

The stolen data varies by individual but includes personal information such as names, addresses, dates of birth, phone numbers, email addresses and government ID numbers, including Social Security, driver’s license and passport numbers. On top of that, hackers may also have accessed health data, including diagnoses, medications, test results, imaging, care and treatment plans and health insurance information. Financial and banking details found in claims and payment data are also reportedly compromised.

Woman working on two computers (Kurt “CyberGuy” Knutsson)

FROM TIKTOK TO TROUBLE: HOW YOUR ONLINE DATA CAN BE WEAPONIZED AGAINST YOU

What caused the data breach?

The Change Healthcare data breach was caused by a ransomware attack, a type of malware attack that blocks access to the victim’s personal data unless a “ransom” is paid. UHG said ALPHV/BlackCat was behind the attack, a Russian-speaking ransomware and extortion gang that later took credit for the cyberattack.

However, the attack was made possible because Change Healthcare wasn’t smart enough to protect its customers’ data with multifactor authentication. The company admitted this during a House hearing into the cyberattack in April. This raises an important question: how could a company that has billions of dollars in revenue and stores data for over 100 million Americans fail at basic cybersecurity?

UHG paid a ransom to get a decryptor and for the hackers to delete the stolen data. The ransom was said to be around $22 million and was supposed to be split between the affiliate and the ransomware operation. However, BlackCat kept it all for themselves and pulled an exit scam.

This complicated things for UHG because the affiliate claimed they still had the company’s data. They later joined forces with a new group called RansomHub, leaking some of the stolen data and extorting a second ransom from UHG.

6 ways to protect yourself from Change Healthcare data breach

1) Remove your personal information from the internet: While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. Check out my top picks for data removal services here.

2) Be wary of mailbox communications: Bad actors may also try to scam you through snail mail. The data leak gives them access to your address. They may impersonate people or brands you know and use themes that require urgent attention, such as missed deliveries, account suspensions and security alerts.

3) Be cautious of phishing attempts: Be vigilant about emails, phone calls or messages from unknown sources asking for personal information. Avoid clicking on suspicious links or providing sensitive details unless you can verify the legitimacy of the request. The best way to protect yourself from clicking malicious links that install malware is to have strong antivirus protection installed on all your devices. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android and iOS devices.

4) Monitor your accounts: Breaches of this magnitude will make it a necessity for you to start routinely reviewing your bank accounts, credit card statements and other financial accounts for any unauthorized activity. If you notice any suspicious transactions, report them immediately to your bank or credit card company. 

5) Recognizing and reporting a Social Security scam: If there is a problem with a person’s Social Security number or record, Social Security will typically mail a letter. You can learn more about recognizing Social Security-related scams, including how to report a scam quickly and easily online to Social Security’s Office of the Inspector General, by reading more at www.ssa.gov/scams.

6) Invest in identity theft protection: Data breaches happen every day and most never make the headlines, but with an identity theft protection service, you’ll be notified if and when you are affected. Identity theft companies can monitor personal information like your Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals. 

One of the best parts of using some services is that they might include identity theft insurance of up to $1 million to cover losses and legal fees and a white-glove fraud resolution team where a U.S.-based case manager helps you recover any losses. See my tips and best picks on how to protect yourself from identity theft.

Kurt’s key takeaway

In just 2024, with over two months still to go, we’ve witnessed countless data breaches affecting millions of Americans. This highlights how valuable your data is and how little some companies are doing to protect it. Big firms with massive revenues are struggling to implement even the most basic cybersecurity measures, practically inviting cybercriminals to hack their systems. Change Healthcare fell into this trap by not implementing two-factor authentication, leaving everything from your financial details to health data in the hands of criminals.

Do you think these companies are doing enough to protect your data and is the government doing enough to catch those behind cyberattacks? Let us know by writing us at Cyberguy.com/Contact.

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Get ready to jazz up your conversations because Apple’s latest iOS 18 update has brought some seriously cool text editing features to the Messages app. Gone are the days of plain, boring texts. It’s time to add some flair to your chats.

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New formatting and animated text effects in Message app (Apple) (Kurt “CyberGuy” Knutsson)

What’s new in Messages?

Apple has finally given us built-in formatting options for iMessage conversations. Now, you can easily bold, italicize, underline or strike-through your text right in the app. But that’s not all. They’ve also added some fun animated text effects to really make your messages pop.

HOW TO PROTECT YOUR IPHONE & IPAD FROM MALWARE

Check your iOS version and update to iOS 18

Before diving into the new text formatting and animated effects, it’s essential to ensure your iPhone is updated to iOS 18. Here’s how to check and update your device:

• Tap on the Settings app on your home screen.
• Scroll down and tap on General.
• Tap Software Update. Your device will check for available updates.
• If iOS 18 is available, tap Download and Install. You may be prompted to enter your passcode.
• Agree to the terms and wait for the update to download and install. Your iPhone will restart once the installation is complete.
• Make sure your device is connected to Wi-Fi and has sufficient battery life before starting the update process.

Steps to update to iOS 18 (Kurt “CyberGuy” Knutsson)

IOS 18: DISCOVER THE NEW FEATURES IN APPLE’S LATEST OPERATING SYSTEM

How to enable Predictive Text

Next, ensure you’ve got Predictive Text enabled to see the Text Effects button:

• Open Settings.
• Scroll down and tap General.
• Tap Keyboard.
• Toggle on Predictive Text if it’s not already enabled.

Steps to enable Predictive Text (Kurt “CyberGuy” Knutsson)

APPLE’S BOLD MOVE INTO AI: NEW IPHONE 16, AIRPODS AND WATCHES

How to format your text messages

Here’s how to format your text in the Messages app:

• Open a conversation in the Messages app.
• Tap on the message bar.
• You’ll see a pop-up for Text Effects. Tap it.
• Choose from Bold, Italic, Underline or Strikethrough options.
• Now, type your text message and apply the format you’d like to use. You can apply these before typing or to text you’ve already written.
• Then hit the white up arrow in the blue circle.

Steps to format text messages (Kurt “CyberGuy” Knutsson)

WHICH IPHONE 16 IS RIGHT FOR YOU? DISCOVER YOUR PERFECT MATCH

How to add animated text effects to your messages

Want to add some extra pizzazz to your text messages? Try out these animated text effects: Big, Small, Shake, Nod, Explode, Ripple, Bloom and Jitter. Here’s how to use these:

• Open a conversation in the Messages app.
• Tap on the message bar.
• You’ll see a pop-up for Text Effects. Tap it.
• Tap on the animated text effect you’d like to use.
• Type your text message, like Happy Birthday.
• Hit send and watch the magic happen.

Steps to add animated text effects to your messages (Kurt “CyberGuy” Knutsson)

How to mix and match formatting and animated text effects

Here’s where it gets really fun. You can combine different formatting options and text effects in a single message. Want to bold one word, underline another and make a third one explode? Go for it. Just remember, you can’t apply both formatting and effects to the same text. It’s one or the other.

• Open a conversation in the Messages app.
• Tap on the message bar.
• You’ll see a pop-up for Text Effects. Tap it.
• Tap on the animated text effect you’d like to use.
• Type your text message, like Happy Birthday.
• Hit send and watch the magic happen.

Steps to mix and match formatting and animated text effects (Kurt “CyberGuy” Knutsson)

Note: Just keep in mind that these new features only work in iMessage conversations. They won’t show up in regular SMS or MMS texts. But for those iMessage chats, the sky’s the limit. So get creative and have fun spicing up your messages.

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Kurt’s key takeaways

Apple’s iOS 18 update totally revamps your messaging game with cool text formatting options and fun animated effects. It’s super easy to spice up your chats now, adding a unique touch to every message. These features really change the way you express yourself in iMessage, letting you highlight words or just make your messages pop. The best part? They blend perfectly with the classic iMessage bubble and screen effects.

What aspect of the updated Messages app are you most eager to try out, and how do you think it will change how you communicate with friends and family? Let us know by writing us at Cyberguy.com/Contact.

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Are you as fed up as I am with the seemingly endless number of scams flooding Facebook? You know, the ones I’m talking about — the messages that make you stop and think, “Is this for real?” 

Whether you’re new to Facebook or you’ve been scrolling for years, these scams can catch anyone off guard. But don’t worry. 

I’ve got your back with some great tips to keep your Facebook account (and your sanity) safe. By the time we wrap this up, you’ll be well-prepared to spot these digital fraudsters from a mile away.

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A woman scrolling on Facebook   (Kurt “CyberGuy” Knutsson)

A real-life Facebook scam story

Before we dive in, let me share a recent email I received from Cheryl in Buna, Texas. Her experience highlights just how sneaky these scammers can be:

“I had a hacker tell me, posing as a friend, that they received another friend request from me on Facebook. The hacker then, posing as a friend, told me they had had this problem and gave me a contact number for the Facebook official who had helped them. I called the number, but the hacker had limited information about me because a red flag was raised eventually. The hacker got access to my email, which I’ve had for 20 years, and had all kinds of confidential information in it.”

Cheryl’s story is a perfect example of how these scams can unfold. Let’s break it down and learn how to protect ourselves.

Friend Request on Facebook   (Kurt “CyberGuy” Knutsson)

SCAMMERS EXPLOIT GRIEF WITH FAKE FUNERAL STREAMING ON FACEBOOK

The cloned account ruse

Scammers frequently initiate their schemes by posing as a friend through a cloned account. They may claim that they have received a duplicate friend request from you, creating the illusion that your account has been compromised. This tactic is designed to instill a sense of urgency and panic, prompting you to act without thinking.

In Cheryl’s case, the scammer, masquerading as her friend via a cloned account, provided a phone number for a supposed “Facebook official.” This is a classic maneuver intended to gain your trust and lower your defenses. The scammer provided the phone number as part of a deceptive strategy, claiming it was for a “Facebook official” who could help resolve an alleged security issue with Cheryl’s account. 

This tactic creates urgency and trust, prompting victims to act quickly without verifying the information. Cheryl called the number because she felt compelled to address what she believed was a serious issue regarding her account security. Scammers often exploit such feelings of urgency, making victims more likely to engage without proper caution. It’s crucial to remember that Facebook will never ask you to call a number for assistance with your account.

When Cheryl called the number, the scammer attempted to extract personal information from her. Fortunately, she recognized some red flags and remained cautious. However, the hacker still managed to access her email, which contained years of sensitive information. Always be vigilant when receiving unexpected friend requests or messages from friends because they may not be who they claim to be.

Double-check before accepting

When faced with such a request, follow these steps:

• Don’t accept immediately: Resist the urge to automatically approve the request, even if it appears to be from a close friend or family member.
• Contact the person directly: Reach out to your friend through a different communication channel, such as a phone call, text message, or email, to verify if they’ve actually sent you a new friend request.
• Compare profiles: If possible, compare the new profile with the existing one. Look for discrepancies in photos, information or recent activity.
• Check mutual friends: A cloned account is unlikely to have the same mutual friends as the original profile.

Potential risks

If you accept a friend request from a cloned account, the scammer may:

• Send malicious links or attachments
• Request money or personal information under false pretenses
• Exploit your trust to scam others in your network

Reporting suspicious activity

If you confirm that the request is from a cloned account:

• Report the fake profile to Facebook immediately
• Inform your friend about the cloned account
• Alert your mutual friends to be cautious of any suspicious requests or messages

Image of Facebook app   (Kurt “CyberGuy” Knutsson)

CLONED ON FACEBOOK? HERE’S HOW TO TAKE BACK CONTROL 

Getting back on track

Recovering compromised Facebook accounts can be a hassle. Cheryl mentioned in her email to us that it took her a while to regain access to her Facebook and email. This is often the case, as scammers may change login information or enable two-factor authentication to lock you out. However, I have a step-by-step guide on how to recover a hacked Facebook account. 

Once you’ve recovered your Facebook account, I recommend that you make it private and add two-factor authentication. Here’s how you can go about that process. 

Image of Facbook login page   (Kurt “CyberGuy” Knutsson)

HOW TO REMOVE FACEBOOK ACCESS TO YOUR PHOTOS 

How to spot Facebook scams

To avoid falling victim to these scams, keep an eye out for these red flags:

1. Generic greetings in messages: Legitimate Facebook communications will address you by name. If you receive a message starting with “Dear User” or “Hello Facebook Member,” it’s likely a scam.

2. Vague claims of suspicious account activity: Scammers often use vague language about account violations or suspicious activity without providing specific details. Real Facebook notifications would include more precise information.

3. Requests for personal information via email or text: Facebook will never ask for your password or sensitive personal information through unsolicited messages. Any such request is a clear sign of a scam.

4. Demands for payment to recover an account: Facebook doesn’t charge for account recovery. If you’re asked to pay a fee to regain access to your account, it’s definitely a scam.

5. Threatening language or messages with poor grammar: Scammers often use urgent or threatening language to pressure you into action. Additionally, legitimate Facebook communications are professionally written, so poor grammar or spelling errors are red flags.

6. Links to websites not associated with Facebook: Be wary of links that don’t lead to official Facebook domains. Hover over links to check their destination before clicking, and avoid clicking on any link that seems suspicious or unfamiliar. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android & iOS devices.

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

Steps to protect yourself from social media scammers

Here are some steps you need to be aware of so that you can protect yourself from social media scammers.

Beware of friend requests from familiar faces with whom you are already connected: These requests may be from scammers who are trying to impersonate your real friends and trick you in some way. Before you accept any friend request, always check the profile and compare it with the one you already have.

Have strong passwords: Using the same password across multiple platforms will always make you more vulnerable because if one account gets hacked, they all get hacked. Consider using a password manager to generate and store complex passwords for your social media accounts.  A password manager will also help you keep track of all your passwords.

Evaluate the source of the link before clicking it: If it is an unknown website or news source, be cautious. Scammers may use phishing links in DMs, emails, posts or text messages to infect your device with malware or capture your login credentials.

Install strong antivirus software: Having reliable antivirus software is crucial. If a cloned friend sends you a link, your antivirus can help prevent malware infections by scanning links and files before you click on them. This added layer of protection can alert you to potential threats, ensuring your device remains secure.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android & iOS devices.

Be careful of anyone asking you for money, even if they claim to be a friend or family member: Scammers may try to impersonate someone you know to trick you into sending them money or personal information.

Closely evaluate sensational claims such as for a cure or treatment, a great prize or gift card or a job offer that sounds too good to be true. Scammers may use these tactics to lure you into giving them your personal information or paying them a fee.

Watch out for posts with poor spelling and grammatical mistakes: These may indicate that the post is not from a legitimate source.

Watch out for sparse profiles: Scammers often create sparse profiles to impersonate someone else or to lure you into giving them information. They may use a photo of a celebrity, a friend or a stranger that they found online. They may also use a name that sounds familiar or appealing. However, if you look closely at their profile, you will notice that they have no other details or activity on their social media.

Limit what you share about yourself online: Scammers may use your personal details, photos and videos to create fake social media accounts and impersonate you. Scammers can also use this information to steal your identity or access your online accounts.

Report fake social media accounts whenever you find them: if you suspect a fake account, report it to the social media platform and warn your friends about it. You can also block or unfriend people who send you suspicious messages or requests.

Remove your personal information from the internet: This is crucial because Facebook scammers often use publicly available information to make their schemes more convincing. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice.  They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet.  

By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with the information they might find on the dark web, making it harder for them to target you. Check out my top picks for data removal services here. 

WARNING OVER NEW FACEBOOK AND APPLE EMAIL SCAMS DUELING FOR YOUR ATTENTION

If you suspect you’re a victim of a social media scammer

If you suspect you’re a victim of a social media scammer, you need to take urgent action immediately. Here are some immediate steps to take:

Secure your account: Immediately change your password to lock potential hackers out. If you’re locked out of your account, contact Facebook’s support immediately to recover it.

Inform your contacts: Alert friends and family so they’re aware and won’t be duped by messages or requests coming from your compromised account.

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Monitor account activities: Keep an eye on your active sessions, messages sent and any changes made to your account. Any unfamiliar activity should be reported and reversed.

Seek expert help: If you believe your personal information, such as financial data or other sensitive details, has been compromised, consider reaching out to cybersecurity professionals or services that can guide you on further recovery and protection steps.

Use identity theft protection:  Social media scammers are constantly looking for ways to steal your personal info and use it for their own benefit. They may send you phishing emails, fake friend requests or malicious links that can compromise your online security.

Theft protection companies can monitor personal information like your home title, Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.

One of the best parts of using some services is that they might include identity theft insurance of up to $1 million to cover losses and legal fees and a white glove fraud resolution team where a U.S.-based case manager helps you recover any losses. See my tips and best picks on how to protect yourself from identity theft.

Kurt’s key takeaways

Remember, Facebook and other legitimate organizations will never ask for your password or personal information through unsolicited messages. If you’re ever in doubt, contact Facebook directly through its official help center. By staying informed and skeptical, you can keep your Facebook experience fun and scam-free. Always verify before you trust, use official channels for support and keep your personal info under wraps.

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What experiences have you had with Facebook scams, and how did you handle them? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

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Google’s latest Android update tried to outsmart thieves with a game-changing security feature on your smartphone. 

The long-awaited Theft Detection Lock, first teased at Google I/O earlier this year, is now rolling out to Android devices. 

This artificial intelligence-powered tool aims to keep your personal information safe if someone tries to snatch your phone.

If you have an iPhone, you’ll want to check out Apple’s stolen device protection. 

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Theft Detection Lock feature on Android  (Google)

How Theft Detection Lock works

Theft Detection Lock uses your phone’s built-in sensors to detect suspicious movements associated with theft. If someone grabs your phone and tries to make a quick getaway, the AI kicks in and locks your screen instantly. This feature utilizes the gyroscope and accelerometer to recognize sudden jerks or jolts followed by rapid acceleration. But, first, make sure your phone is updated to the latest software by following these steps:

Settings may vary depending on your Android phone’s manufacturer 

• Go to your phone’s Settings app.
• Tap on “System” or “Software Update” to check for available updates.
• If an update is available, tap “Download and Install” and follow the on-screen instructions.
• Once the update is installed, restart your phone to complete the process.

Steps to update software on Android (Kurt “CyberGuy” Knutsson)

BEST ACCESSORIES FOR YOUR ANDROID 

Steps to enable Theft Detection Lock

Settings may vary depending on your Android phone’s manufacturer 

• Open your phone’s Settings app
• Tap the search icon and type “anti theft”
• Select “Theft Protection” from the results
• Toggle the switch next to “Theft Detection Lock” to turn it on
• Read the pop-up explanation and tap “Turn On” to confirm

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

Steps to enable Theft Detection Lock on Android (Kurt “CyberGuy” Knutsson)

ANDROID’S LATEST NIGHTMARE: MILLIONS OF DEVICES INFECTED BY SNEAKY MALWARE 

Additional anti-theft features

Along with Theft Detection Lock, Google is rolling out two more security features, Offline Device Lock and Remote Lock.

Offline Device Lock

Offline Device Lock secures your phone if it’s kept offline for an extended period. This feature ensures that your device remains protected even when it’s not connected to the internet. Here’s how to set up Offline Device Lock.

Settings may vary depending on your Android phone’s manufacturer 

• Go to your phone’s Settings app.
• Tap the search icon and type “anti theft”
• Select “Theft protection” from the results
• Toggle the switch next to “Offline Device Lock” to turn it on
• Read the pop-up explanation and tap “Turn On” to confirm
• Follow the on-screen instructions to enable Offline Device Lock. This might include setting a PIN, password or pattern.

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Steps to enable Offline Device Lock on Android  (Kurt “CyberGuy” Knutsson)

FREE UP STORAGE SPACE ON YOUR ANDROID WITH THIS UPDATED APP 

Remote Lock

It allows you to lock your device remotely using just your phone number. This feature is particularly useful if your phone is lost or stolen. Here’s how to set up Remote Lock.

Settings may vary depending on your Android phone’s manufacturer 

• Go to your phone’s Settings app
• Take More Security Settings 
• Tap on Theft protection
• Scroll down and tap Remote Lock
• Toggle on next to where it says Use Remote Lock 
• Follow the on-screen prompts to link your phone number

PROTECT YOUR ANDROIDS FROM MALWARE

Steps to enable Remote Lock on Android (Kurt “CyberGuy” Knutsson)

Availability

These new features are rolling out to Android devices running Android 10 or later. While some users already have access, others may need to wait a bit longer as the rollout continues.

Kurt’s key takeaways

Google’s new anti-theft features represent a significant step forward in smartphone security. By leveraging AI and on-device sensors, Android phones can now actively protect against theft attempts. As these features become more widely available, they should provide you with greater peace of mind and potentially deter would-be thieves. Remember to keep your Android device updated to ensure you have access to the latest security enhancements.

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What other security features would you like to see implemented in future smartphone updates? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

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